Getting started -- Taking out a federal student loan: basic terms and conditions -- Pre-default repayment options -- Postponing repayment on federal student loans -- Implications of student loan defaults -- Repayment strategies for getting out of default -- Federal student loan collection: the federal collection system, private collections agencies, and defenses to collection actions -- Property and asset seizures to collect federal student loans -- Statutory discharges of federal student loans -- Discharging student loans in bankruptcy -- Private student loans -- Student litigation; oversight of for-profit schools -- Appendices.